In India there are many insurance companies providing insurance policies under different terms and conditions. A common man is ignorant about the most suitable policy according to his needs. So we present a paper Smart Insurance decision support system which is based on Crowd sourcing. It is a web application which supports decision making. It acts like an insurance consultant who gives the appropriate opinion to the customers based on the details filled by them like personal information, financial details, family details etc. The policy maker algorithm performs analysis on that data. Based on the result of analysis, description of suitable policies with their links redirected to actual web sites will be displayed to the user. Finally it guides the user so that they can register themselves for those insurance policies which they find suitable. © 2013 IEEE.