This study investigates the status of digital financial inclusion in Vellore district of Tamil Nadu, India amongst bank account holders. Taken into consideration the infinite population as whole population and bank account holders as study population, a sample size of 300 was derived and they have access to digital financial products and services. Questionnaire and interview schedule was used as data collection tool. Spearman’s rho correlation was used for data analysis. There was a very strong positive relationship identified between age and mobile banking, and between income and internet banking. Concern about safety and security was the major reason for occasional usage of digital platform and lack of frequent income was the major reason for non-usage of digital platform. It was suggested that digitalization can be made cost-effective and simple to facilitate vulnerable such as old age people, women and illiterates. © Serials Publications Pvt. Ltd.