Women are integral to a country’s society as well as its humanT resourceT capital.T IfT givenT equalT opportunityT asT itsT maleT counterpart,T womenT withT theirT capabilitiesT willT helpT leadT toT immenseT overallT development.T WomenT empowermentT isT seenT asT aT meansT forT womenT toT haveT controlT overT theirT livesT andT makeT theirT ownT choicesT andT decisionsT toT theirT benefit.T WomenT empowermentT hasT thereforeT beenT foundT toT beT theT keyT towardsT developmentT ofT countries.T InT thisT paper,T anT attemptT isT madeT toT compareT theT influenceT ofT fourT dimensionsT namelyT MaterialsT change,T CognitiveT change,T PerceptualT changeT andT RelatedT changeT onT overallT empowermentT ofT womenT andT theT comparisonT betweenT twoT statesT namelyT GoaT andT Karnataka.T TheoreticalT samplingT wasT usedT inT thisT study.T AT totalT ofT 263T samplesT wereT collectedT throughT aT surveyT whichT wasT administeredT toT SHGT members,T groupT interviewsT andT observation.T MeasurementT ModelT isT usedT toT accessT theT reliabilityT whichT isT termedT asT theT InternalT consistencyT asT perT SmartT PLST literatureT andT validityT asT perT HairT etT al.T (2014).T ValidityT ofT theT InstrumentT isT accessedT throughT ConvergentT validityT andT DiscriminantT validity.T Also,T aT multigroupT analysisT isT madeT onT theT overallT modelT basedT onT twoT groupsT namelyT GoaT andT Karnataka