This work gives an account of the Credit Score web service application and the primary purpose of a credit score is to help lenders assess individuals’ risk of not repaying a loan. Credit scoring assessment, despite the fact that a moderately new idea in the Indian money related business sector, have increased wide acknowledgment among financial specialists. In the meantime, easy-going and narrative confirmation recommends that there are worries among speculators and controllers about the execution of rating offices in India. This paper looks at financial specialists’ mindfulness, discernment, understanding level and use of Credit scoring assessment through a poll-based example overview covering individual and additionally institutional speculators. We find high dissemination of rating use among all class of financial specialists, however, there is a recognizable upsetting with the dependability of appraisals, inclination of ensuing minimizing and opportuneness of rating reconnaissance. The review additionally uncovers that the institutional financial specialists have predominant information and comprehension about evaluations than individual speculators. In this way, the review underlines the requirement for rating offices to take a shot at instructing the basic speculators to engender appropriate comprehension and use of Credit score. © 2020, International Journal of Scientific and Technology Research. All rights reserved.